Attention homeowners in Spokane and Spokane County: Get an Appraisal today!

The top 7 reasons why WA homeowners order from Bradley S. Davis:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. To challenge a WA property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in Spokane county or WA by determining the true market value of real estate in question

Do you own a house in or near Spokane? Do you need help deciding the value of your real estate?
Contact Bradley S. Davis.

We at Bradley S. Davis understand the individual needs of a homeowner looking for appraisal services. Our regular business clients are used to the appraisal process and the usual "products" we deliver to them. Being a consumer that probably doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Bradley S. Davis will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close by. This only means you're probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Bradley S. Davis is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Bradley S. Davis can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would like to have a professional double-check it for verity or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.